No. Each is worked out on the spot, and nothing about your accounts changes.

Stop a scheduled payment, change what one costs, add a one-off expense, or change everyday spending by a percentage.

Before you cancel the gym.

What if you cancelled the gym? You would keep $312.

The gym takes money every month. Cancel it, and six months from now you are $312 better off, and your money still lasts.

That is either a relief or a reason to finally start going.

Where do you try it?

Make the change and watch the line move, on the laptop or the phone. Nothing is saved until you decide.

Two questions, both short.

Are scenarios saved?: No. Each is worked out on the spot, and nothing about your accounts changes.
What can I change?: Stop a scheduled payment, change what one costs, add a one-off expense, or change everyday spending by a percentage.

Stop a bill here first, and see what the months ahead look like without it. Get in line now, and start the day your invite arrives.