Two-thirds through the month.

Your budget is 57% spent, with 11 days to go.

Two-thirds of the month has gone, but only 57% of the money. At this rate you will finish on $4,780.78, which is $959.22 under budget.

Nobody tells you when you're doing fine. This does.

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Budgeted this month

$5,740.00

11 budgets

Spent so far

$3,296.45

57%

Projected by 31 Oct

$4,780.78

$959.22 under

Left to spend

$2,443.55

$222.14 a day

57% of the month's budget spentday 20 of 31 · 65% gone

When do you actually look at it?

Thirty seconds on your phone when an alert comes in. Ten minutes on the laptop when you set up next month.

Budgets in MintValt on the web: budgets it suggests from your spending, the month so far against its pace, and every budget with what is left.
The eating out budget in the MintValt app: spent so far against the limit, the projection for the month, and a suggestion to cover it from another budget.

What people ask in the first month.

Everyone gets to these by the second week.

A suggested budget of $650.00 for home maintenance, where you usually spend $547.12.
Why is the suggested amount higher than my average?
It adds 10% to what you usually spend, then rounds up to a figure you would have picked yourself. A budget set at exactly your usual shows as over in half of all months, and people stop believing it.
Does unspent money roll over?
No, on purpose. Each month starts clean. For an unusual month you can move money between budgets for that month only.
Can a budget be weekly or yearly?
Yes. A budget can reset daily, weekly, monthly, quarterly or yearly.

Next month, follow your budget as you spend.

Upload one statement, and see each budget against the month while there is still time to act. Get in line now, and start the day your invite arrives.

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