MintValt vs. Copilot Money.
Copilot works with US banks, in US dollars. MintValt reads statements from banks in any country, keeps each account in its own currency and adds them all up.
where my money is
salary, London£3,900
savings, TorontoC$9,000
mum, Berlin€1,300
can it read all three?
What each app can read
- Copilot
- US banks only
- MintValt
- all three, from their statements
Side by side
| Topic | MintValt | Copilot |
|---|---|---|
| Banks | Any bank in any country that gives you a statement | US banks only |
| Currencies | 150+. Each account keeps its own, and totals are converted into the one you pick | US dollars only. Other currencies are not converted |
Checked against Copilot's own website on 17/10/2026. Something out of date? Tell us and we will fix it.
Switching from Copilot?
Your history comes with you. Nothing to export from Copilot.
- 1
Download a year of statements
From each bank, as PDF or CSV. Any bank, in any country.
- 2
Upload them
MintValt reads every row and files it, each account in its own currency.
- 3
See it all, added up
Your history arrives in the currency you pick, at each month's own rate.
Common questions
- Does Copilot work with banks outside the US?
- Its help centre says it supports US financial institutions only, and US dollars only. MintValt reads statements from any bank and keeps each account in its own currency.
- Does MintValt need my bank login?
- No. You upload the statements you already download, as PDF or CSV, or forward the bank email. Nothing connects to your bank.
- How do budgets work in MintValt?
- A budget is a limit for a category, or one for all your spending, that resets daily, weekly, monthly, quarterly or yearly. A tight month can borrow from another budget for that month only.
- Is there a MintValt app for iPhone and Android?
- Yes, on the App Store and Google Play, and on the web for a computer. All three share one account, so what you upload on one is on the others.
The best comparison is your own numbers.
Upload one statement and see what yours add up to. Get in line now, and start the day your invite arrives.