What happens to my statement?
We read it, keep the transactions and throw the file away. And we never ask for your bank login, so there is nothing of your bank's for us to lose.
Your name stays off the page.
Anthropic reads the statement for us, with your name, address and card numbers swapped for placeholders first. It never trains on it, and keeps it 30 days at most. Everyone else we use is in the privacy policy.
it reads your spending, not you
How long things stay.
Everything we could hold comes with a use-by date. Most of them are short.
- Kept for0 sec
- The file you upload. Read in memory, never saved.
- Kept for24 hrs
- A forwarded statement you haven't reviewed. Our email provider keeps the email itself for 30 days.
- After closing7 days
- Then everything goes. You can change your mind until then.
- Kept untilyou say
- Export them or delete them, whenever you like.
What people ask before they upload anything.
- my statement has a password. now what?
- Type it in once. It is saved only if you tick Remember, encrypted with a key kept apart from our database, and you can remove it in Settings. A locked statement is kept, encrypted, for 24 hours at most.
- do you see my card number?
- No. Checkout runs through a payment provider certified to handle cards, so your card never reaches our servers.
- do you sell any of this?
- No advertisers, no data brokers, and no analytics built on your spending. The subscription pays for MintValt, so nothing else has to.
- what if someone breaks in?
- Everything is encrypted on its way to us, and our backups are encrypted too. And since we never hold your bank login, there is no way into your bank to steal.
- can I get everything you hold on me?
- Export it yourself, below. For anything the export does not cover, or to have us stop using your data while you think, write to privacy@mintvalt.com. Analytics cookies are yours to turn off under Cookie choices in the privacy policy.
- which rules do you follow?
- The UK GDPR, the law that governs us as a UK company, along with the EU GDPR, CCPA and Sri Lanka's Personal Data Protection Act. Card payments meet PCI DSS through our payment provider.
Your data: take it, fix it, or close it.
Take it with you
Download your transactions, your tax report or your net worth history as a spreadsheet, any time.
Fix what is wrong
Change your name and the currency you see totals in. For your email address, ask us and we will change it.
Close your account
Everything is deleted permanently seven days later, and you can change your mind until then.
Paper in, numbers out.
The statement is read and shredded in the same moment. What stays is the list of transactions you came for. Get in line now, and start the day your invite arrives.
The full detail is in our privacy policy and terms of service. Found a security problem? Tell us at privacy@mintvalt.com.