Built for people, not algorithms.
MintValt is an independent, privacy-first personal finance app, built to help you understand your money wherever in the world you keep it.
Why MintValt exists
MintValt started from a simple frustration: personal finance tools either track your money superficially or demand risky access to your bank accounts. Neither felt right for something as sensitive as your finances.
So we built the opposite, a tool that never asks for a bank login, organizes the statements you already have, and turns them into clarity you can act on, while keeping your data yours.
Privacy-first, independent, and built with care. That's the whole idea behind MintValt.
Privacy first
Your data is encrypted on the way to us and in our backups, and none of it is sold.
Intelligent insights
Your statements are read for you and sorted into groups, and what is coming is worked out from what you already pay.
Your control
You own your data. Download it as a spreadsheet, or delete all of it, any time.
The principles behind every decision.
Security first
Your financial data is sensitive, so it travels over encrypted connections and every request is scoped to your account alone.
Privacy by design
Privacy isn't a bolt-on. No selling data, no ad trackers following you around, no dark patterns.
Simplicity with power
Powerful tools shouldn't mean a cluttered interface. MintValt keeps the depth and loses the noise.
People first
Every decision starts with a simple question: is this genuinely better for the person using it?
Radical transparency
You're told what's collected, how it's used, and how it's protected, in plain language.
Always improving
MintValt is actively developed and gets sharper over time.
Built transparently, operated openly.
Here's exactly what MintValt does and doesn't collect.
What we collect
- Financial data you upload (statements, transactions, budgets)
- Your account information (email, preferences)
- Basic usage analytics to improve the app
What we never collect
- Bank login credentials or passwords
- Full credit card numbers
- Data to sell to third parties
Take control of your money.
Start free for 14 days, no credit card needed.