MintValt vs. Rocket Money.
Rocket Money works by linking your bank accounts. MintValt reads the statements you already get, from any bank in any country, and adds every currency up.
where my money is
salary, London£3,900
savings, TorontoC$9,000
mum, Berlin€1,300
how does it get in?
How each app gets it in
- Rocket Money
- link each bank
- MintValt
- upload the statements, no login
Side by side
| Topic | MintValt | Rocket Money |
|---|---|---|
| Bank login | Never asked for. MintValt does not connect to banks | Links your accounts |
| Budgets | As many as you like, each resetting daily, weekly, monthly, quarterly or yearly | A total budget and a few category budgets free, unlimited on Premium |
| Sharing | Up to six people | With a partner, on Premium |
Checked against Rocket Money's own website on 17/10/2026. Something out of date? Tell us and we will fix it.
Switching from Rocket Money?
Your history comes with you. Nothing to export from Rocket Money.
- 1
Download a year of statements
From each bank, as PDF or CSV. Any bank, in any country.
- 2
Upload them
MintValt reads every row and files it, each account in its own currency.
- 3
See it all, added up
Your history arrives in the currency you pick, at each month's own rate.
Common questions
- Why would I upload statements instead of linking my bank?
- So nobody holds a login or token to your bank. It also means banks no connection service supports, in any country, work just as well.
- Does MintValt find my subscriptions?
- Yes. It reads your charge history for payments that repeat, from weekly to yearly, for you to confirm. Once confirmed, each one is carried into your six-month forecast, so you can see what it costs before deciding what to cancel.
- Can MintValt track money in more than one currency?
- Yes. Each account keeps its own currency, from 150+, and totals, budgets and net worth are converted into your main one.
- Does MintValt have a free plan?
- There is a 30-day trial with every feature and no card, then $100 a year or $10 a month. Charging for it is how MintValt pays its way without ads or selling your data.
The best comparison is your own numbers.
Upload one statement and see what yours add up to. Get in line now, and start the day your invite arrives.