After a bad month.
Your health score is still 95.
In two of the last six months, more went out than came in. The rest is solid: you have about seven months of spending in savings, and you use only 31% of your credit.
One bad month is just a bad month.
Join the waitlist
Where do you see it?
On the overview page, on both screens. It stays quiet and only asks for attention when one of its parts slips.
Before you trust the score.
What it measures, and what it refuses to.
- What goes into the score?
- Up to six parts: savings rate, keeping to budgets, steady cash flow, emergency fund, credit card use and the direction of your net worth.
- Does it give advice?
- At most two suggestions, each naming a figure from your own data. If there is nothing specific to say, it says nothing.
- Do my holdings count as an emergency fund?
- No. Gold, crypto and shares take time to sell, at whatever the price is that week, so they are left out.
After your next bad month, check whether it really was one.
Upload your statements, and get one score that only moves when something real changes. Get in line now, and start the day your invite arrives.