Where do the answers come from?

Your own data, using the same figures the screens show: spending, categories, transactions, budgets, goals, recurring payments, net worth, safe to spend, the forecast and your holdings.

Can it change things in my account?

It can create a budget, a category or a savings goal, and categorise a transaction, but it always asks first. It never deletes anything.

How many questions can I ask?

150 every 30 days, and 15 during the free trial.

Is my data used to train AI models?

No. Nothing in your account is used to train AI models.

When a number looks off.

Ask the assistant, and it answers from your own numbers.

Ask how your eating out compares with last month. It answers from your real transactions: $767.67 so far, against $796.68 for the whole of last month.

It can look, but it can't touch. Nothing changes without you.

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How much did I spend on dining out this month, and how does it compare to last month?

This month you've spent $767.67 on Dining Out so far, compared to $796.68 in September.

That's about $29 less, or roughly 3.6% down.

Where do you ask it?

Wherever the question comes up. It is one tap away on both screens, and it answers from your own transactions.

The assistant open beside the dashboard in MintValt on the web, answering how much was spent on dining out this month against last month.

The assistant in the MintValt app, ready for a question about your money.

Before you ask it anything.

Where it looks, and what it is allowed to touch.

The assistant box, with 15 of 150 questions used in the last 30 days.

Where do the answers come from?: Your own data, using the same figures the screens show: spending, categories, transactions, budgets, goals, recurring payments, net worth, safe to spend, the forecast and your holdings.
Can it change things in my account?: It can create a budget, a category or a savings goal, and categorise a transaction, but it always asks first. It never deletes anything.
How many questions can I ask?: 150 every 30 days, and 15 during the free trial.
Is my data used to train AI models?: No. Nothing in your account is used to train AI models.

The other days it earns its keep.

Before you cancel the gym.What if you cancelled the gym? You would keep $312.What-if scenarios Where did it all go?See how your spending compares with the three months before.Spending insights

Next time a number looks off, ask.

It answers from your own transactions, not from a guess about people like you. Get in line now, and start the day your invite arrives.

Join the waitlist or compare plans